Dental InsuranceDental insurance is a helpful employee benefit. But no matter how good your plan is, if you have dental insurance, you can usually count on it to help you only with the basics.

Most plans these days cover cleanings. Are you taking advantage of this benefit? It’s important, because a thorough cleaning each year can help prevent gum disease, which is a serious and costly problem. Gum disease is related to many other health issues, such as coronary artery disease, stroke and diabetes.

But you can’t stop at cleaning. An examination may reveal other problems that will cost more to treat than you yearly maximum benefit will cover.

Many patients make a big mistake with dental treatment. They allow an insurance company to dictate how they care for their teeth. They do only what’s covered and leave the rest.

Remember that your insurance carrier doesn’t know anything about you or what your individual needs are. Their decisions about what to cover and what not to cover are strictly business decisions. Problems with your teeth don’t just get better on their own. They may not hurt now, but one day they will. And by then, the complications may be huge. Healthy teeth and gums are as important as a healthy heart or good bones, but perhaps because it seems like a “cosmetic” treatment to fix tooth problems, some patients let it go when their insurance plan doesn’t cover what’s needed.

Dr. Wells and his staff at South Charlotte Dentistry will be frank about the treatment you need and will help you find a way to fit the treatment into your budget. Healthy teeth and gums are essential to your overall good health.

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